Unemployment insurance

2 слайд. Unemployment insurance is meant to provide temporary income to those who have lost their jobs due to a layoff, furlough (фёлоу)  or business closure (клоуже). In other words, it covers you if you’ve lost your job through no fault of your own.

3 слайд. Typically in order to qualify you have to apply for unemployment benefits with your state agency, and you have to meet several criteria presented on the slide. First criteria this means you have to have separated from your last job due to a lack of available work. Base period This period will help to determine how much your benefit amount is, and typically it’s less than half of your normal pay. Last criteria may be waived due to so many being temporarily out of work due to COVID-19

4 слайд. On March 27, 2020, the President of the United States signed a law that provides additional Unemployment Insurance (“UI”) assistance to workers impacted by COVID-19. This new law provides:
• Pandemic Unemployment Assistance – Extended eligibility (элиджибилити) for individuals who have traditionally
been ineligible (инэлиджибл) for UI benefits (e.g., self-employed workers, independent contractors);
• Pandemic Unemployment Compensation – An additional $600 per week, on top of regular benefits, to all UI recipients

• Pandemic Emergency Unemployment Compensation – An additional 13 weeks of UI benefits,
beyond the regular 26 weeks already provided, for a total of 39 weeks of coverage.

5 слайд. Individuals are eligible for PUA if they do not qualify for regular UI benefits (including self-employed workers and independent contractors) and cannot work because they:

Are unable to reach their place of employment due to an imposed quarantine, or because advised by medical
provider to self-quarantine, due to COVID-19;

Were scheduled to start new employment and cannot reach the workplace as direct result of COVID-19;

Became the major breadwinner because the head of household died from COVID-19;

Quit their job as a direct result of COVID-19;

Had their place of employment closed as a direct result of COVID-19; or

Meet any additional criteria specified by U.S. Secretary of Labor.
Individuals are not eligible for PUA if they can telework or are receiving paid sick leave or other paid leave benefits (regardless of meeting a category listed above).

6 слайд. Your benefit rate is based on your recent wages. In New York, the current maximum weekly benefit rate is $504. The minimum PUA benefit rate is 50% of the average weekly benefit amount in New York. For January 27, 2020 - March 31, 2020, the minimum benefit rate is $172. For April 1, 2020 - June 30, 2020, the minimum benefit rate is $182.